Rising health insurance premiums continue to be one of the biggest challenges facing small businesses today. Many employers are asking the same question:
“Are there better, more sustainable options for providing health benefits?”
The Calhoun County Chamber of Commerce invites you to a one-hour breakfast seminar and panel discussion designed to give small business owners practical, real-world strategies for managing healthcare costs while still taking care of their employees.
Breakfast & Small Business Health Benefits: Smart Strategies in a High-Cost Environment
📅 Tuesday, March 3
⏰ 8:30 – 9:30 AM
📍 Calhoun County Chamber of Commerce Building
Panelists & Perspectives
Frank Kohn – Healthcare Benefits Strategist
Insights into high-deductible plans, direct contracting, and alternative benefit structures for small employers.
Gail Kemp, CPA – Kemp & Associates
How HSAs and Flexible Spending Accounts can use pre-tax dollars effectively as part of a benefits strategy
Rhonda McMichael – Wise Environmental Solutions
A small business owner’s real-world experience using Direct Primary Care for herself and her company.
Rodney Snead, MD – Local family physician
An overview of Emergency and Primary Care

Who Should Attend
This seminar is ideal for:
Small business owners
Employers struggling with rising insurance premiums
Companies considering alternatives to traditional group health insurance
Anyone wanting to better understand HSAs, high-deductible plans, and direct care models
What You’ll Gain
✔ Practical options beyond traditional insurance
✔ Real examples from local businesses
✔ Clear explanations—no sales pitches
✔ Time for questions and discussion
Breakfast will be provided, and the program will conclude promptly at 9:30 AM.
We hope you’ll join us for this informative discussion and leave with ideas you can immediately evaluate for your business.
Please RSVP with the Chamber to reserve your spot. https://forms.gle/UEg22AC5NP2W8EWu9

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